Terms and Conditions

Effective Date: October 6, 2026
Last Updated: October 6, 2026

These Terms and Conditions (“Terms”) govern your access to and use of oklahomafirehousebuyer.com (the “Website”) and services offered through the Website by Oklahoma Fire House Buyer (“Oklahoma Fire House Buyer,” “we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows owners and authorized representatives to submit information concerning real estate they may wish to sell, including:

• Fire-damaged property;
• Smoke-damaged property;
• Water-damaged property;
• Structurally damaged property;
• Distressed property;
• Vacant property;
• Inherited property;
• Probate property;
• Property facing foreclosure;
• Property subject to liens;
• Property requiring repairs; and
• Other residential or investment real estate.

Depending on the property and transaction, we may:

• Evaluate a property ourselves;
• Purchase or seek to purchase it;
• Facilitate a cash offer;
• Connect the seller with a local cash buyer;
• Refer the opportunity to another investor;
• Enter into a purchase agreement;
• Acquire contractual or equitable rights;
• Assign or sell contractual rights where permitted;
• Participate in a legally compliant wholesale transaction;
• Work with licensed real estate professionals where required; or
• Decline the opportunity.

Nothing displayed on the Website is itself a binding offer to purchase real estate.

2. Our Role

Oklahoma Fire House Buyer operates within the real estate investment, cash-buyer, property-acquisition, marketing, lead-generation, referral, and buyer-matching marketplace.

Depending on the transaction, we may act as:

• A principal prospective purchaser;
• A real estate investor;
• A property-acquisition business;
• A lead-generation business;
• A buyer-matching service;
• A contract purchaser;
• A wholesaler;
• A holder of contractual or equitable rights;
• An affiliate or partner of another purchaser; or
• A combination of these roles.

Our precise role depends on the facts and transaction documents.

Unless separately and lawfully established, we do not act as your:

• Real estate broker;
• Seller’s agent;
• Attorney;
• Accountant;
• Tax adviser;
• Financial adviser;
• Insurance adviser;
• Public adjuster;
• Contractor;
• Engineer;
• Appraiser;
• Fiduciary;
• Housing counselor;
• Mortgage broker;
• Mortgage lender;
• Mortgage servicer;
• Loan-modification provider;
• Debt-settlement provider; or
• Foreclosure consultant.

3. Lead Generation and Local Buyer Matching

The Website expressly states that, after reviewing a homeowner’s details, the business may connect the homeowner with a local cash buyer.

An independent purchaser may:

• Research the property;
• Contact you;
• Evaluate its condition;
• Estimate repairs;
• Determine an offer;
• Conduct due diligence;
• Negotiate transaction terms; and
• Contract directly with you.

Independent prospective purchasers are responsible for their own:

• Representations;
• Offers;
• Contracts;
• Valuations;
• Financing;
• Licensing;
• Performance;
• Privacy practices; and
• Compliance with law.

4. No Obligation to Sell

Submitting property information or requesting an offer does not obligate you to sell.

A Website form is an inquiry, not a purchase agreement.

You may reject a proposed offer unless and until you execute an enforceable agreement providing otherwise.

5. No Obligation to Purchase

Submitting information does not require us or another prospective purchaser to:

• Evaluate your property;
• Make an offer;
• Maintain an offer;
• Continue negotiations;
• Purchase your property; or
• Complete a transaction.

6. Eligibility and Authority

By submitting property information, you represent that:

• You are at least 18;
• You have legal capacity to contract;
• Information you provide is materially accurate to the best of your knowledge;
• You own the property, hold an interest, or are authorized to communicate concerning it; and
• Your use of the Website complies with applicable law.

One co-owner’s submission does not necessarily bind other owners.

7. Property Research

We and prospective purchasers may research:

• Ownership;
• Property condition;
• Fire damage;
• Smoke damage;
• Water damage;
• Structural condition;
• Electrical and plumbing systems;
• Roof and foundation;
• Heating and cooling;
• Repairs;
• Permits;
• Insurance claims;
• Mortgages;
• Liens;
• Taxes;
• Probate;
• Foreclosure;
• Association matters; and
• Other information relevant to a potential transaction.

8. Preliminary Offers

Any preliminary:

• Cash offer;
• Estimated offer;
• Property valuation;
• Price range;
• Repair estimate; or
• Similar indication

is non-binding unless included in an enforceable transaction agreement.

An offer may change following due diligence.

9. Offer Formula

The Website describes a formula substantially similar to:

Potential Offer = After-Repair Value – Repair Costs – Selling Costs – Investor Return

That methodology is illustrative.

Actual assumptions may vary.

No particular offer amount or profit is guaranteed.

10. Binding Transactions

A binding transaction arises only when applicable parties execute enforceable transaction documents.

A closing may depend on:

• Ownership verification;
• Title;
• Mortgages;
• Liens;
• Taxes;
• Property access;
• Disclosures;
• Due diligence;
• Buyer funding;
• Probate;
• Foreclosure status;
• Wholesaler requirements;
• Closing-provider requirements; and
• Other contractual or legal conditions.

11. Oklahoma Residential Property Condition Disclosure Act

Oklahoma’s Residential Property Condition Disclosure Act generally applies to residential real property improved with one or two dwelling units, subject to statutory definitions and exemptions.

The Act does not apply identically to every direct private sale.

For purposes of the Act, a covered “seller” generally includes a seller who:

• Is represented by a real estate licensee; or
• Is unrepresented but receives a written request from the purchaser to provide a statutory disclaimer or disclosure statement.

This distinction should be preserved in the site’s Oklahoma legal content.

12. Disclosure Statement or Disclaimer Statement

Where the Act applies, the seller generally must provide either:

Property Condition Disclosure Statement

A written disclosure addressing actual knowledge of specified property conditions and defects; or

Disclaimer Statement

A statutory disclaimer available only where the seller:

• Has never occupied the property; and
• Has no actual knowledge of a defect.

A seller who knows of defects should not improperly use the disclaimer form merely to avoid disclosure.

13. Fire Damage Is Expressly Covered

Oklahoma’s statutory disclosure requirements expressly include whether the seller has actual knowledge concerning major fire or tornado damage.

The disclosure framework also covers actual knowledge concerning:

• Water and sewer systems;
• Structural systems;
• Roofs;
• Walls;
• Floors;
• Foundations;
• Basements;
• Plumbing;
• Electrical systems;
• Heating and air conditioning;
• Wood-destroying organisms;
• Land-use matters;
• Environmental conditions;
• Methamphetamine manufacturing; and
• Other known defects.

14. Defect Standard

For purposes of Oklahoma’s Residential Property Condition Disclosure Act, a defect generally means a:

• Condition;
• Malfunction; or
• Problem

that would:

• Have a materially adverse effect on the monetary value of the property; or
• Impair the health or safety of future occupants.

Fire damage can fall within this definition depending on the circumstances.

15. Disclosure Timing

Where the Act applies, the seller generally must provide the required disclaimer or disclosure statement before accepting the purchaser’s offer.

If the disclosure or an amendment is supplied only after the purchaser has submitted an offer, the seller generally may accept the offer only after the purchaser:

• Acknowledges receipt of the disclosure; and
• Confirms the offer in writing.

16. Amendments

If the seller becomes aware of a new defect after providing the disclosure but before accepting the offer, the seller generally must provide an amended disclosure addressing that defect.

17. Disclosure Form Age

The statutory disclosure or disclaimer generally must be:

• Completed;
• Signed; and
• Dated,

and the completion date may not be more than 180 days before the purchaser receives it.

18. No Universal Fire-Document Package

The Website recommends maintaining a large fire-damage documentation package, including:

• Fire-department reports;
• Insurance claim files;
• Contractor invoices;
• Professional inspection reports;
• Photographs;
• Repair records;
• Building inspection certificates; and
• Other records.

Those documents can be useful.

However, Oklahoma does not impose one universal rule requiring every covered seller automatically to deliver every historical fire, insurance, contractor, inspection, permit, and photograph record.

The actual statutory disclosure focuses principally on the seller’s actual knowledge of covered defects and conditions.

Additional records may be required by:

• The purchase agreement;
• Buyer due diligence;
• An insurer;
• A lender;
• A municipality;
• A broker; or
• Another law.

19. Correction of the Website’s “Full Damage Disclosure Is Non-Negotiable” Language

The Website currently uses broad language suggesting that complete disclosure of every aspect of a fire-damaged property is universally required.

That should be narrowed.

Oklahoma expressly requires disclosure of major fire damage and other known defects when the Residential Property Condition Disclosure Act applies.

However:

• The Act has defined coverage;
• Some transactions are exempt;
• An unrepresented seller falls within its seller definition in specified circumstances, including receipt of a purchaser’s written request;
• A qualifying seller with no occupancy and no actual knowledge may use a disclaimer statement; and
• The statute does not create a universal requirement to deliver every historical fire-related document.

20. Disclosure Is Not a Warranty

The statutory disclosure is not:

• A warranty;
• A guarantee;
• An inspection; or
• A substitute for inspections the purchaser may obtain.

21. Seller Liability

A covered seller generally may face actual-damages liability where the seller:

• Fails to provide a required statement before acceptance; or
• Fails to disclose a defect actually known before acceptance.

Oklahoma’s Residential Property Condition Disclosure Act generally provides actual damages, potentially including repair costs, and does not provide exemplary damages under the Act.

A statutory action generally must be filed within two years after transfer.

22. Licensee Disclosure Duties

A participating Oklahoma real estate licensee has separate duties.

The licensee generally must:

• Obtain the required seller statement;
• Make it available before acceptance; and
• Disclose defects actually known to the licensee that are not included in the seller’s statement or amendment.

The licensee generally has no independent duty under this Act to inspect the property or verify the seller’s statements.

23. Statutory Exemptions

The Act contains exemptions for specified transfers, including certain:

• Court-ordered transfers;
• Foreclosure-related transfers;
• Transfers by mortgagees after foreclosure;
• Deeds in lieu of foreclosure;
• Fiduciary transfers;
• Family or co-owner transfers;
• Government transfers; and
• Other transfers identified by statute.

An exemption should not be assumed without examining the transaction.

24. Federal Lead-Based Paint Disclosure

Federal lead-based-paint rules may apply to qualifying pre-1978 housing.

Those requirements are independent of Oklahoma’s property condition disclosure law.

25. As-Is Transactions

The Website advertises as-is transactions.

“As-is” may mean the purchaser does not require the seller to make repairs.

It does not automatically eliminate:

• Applicable statutory disclosure duties;
• Fraud or intentional misrepresentation;
• Contractual representations;
• Federal disclosures;
• Wholesaler protections;
• Title obligations; or
• Other non-waivable legal requirements.

26. No Universal Requirement to Repair Before Sale

Oklahoma law does not create one statewide rule requiring every fire-damaged property to be completely restored before it can be sold.

Separate:

• Building codes;
• Unsafe-building orders;
• Permit requirements;
• Utility restrictions;
• Insurance requirements;
• Financing requirements; and
• Local ordinances

may affect the property or transaction.

27. Website Safety Claims

The Website states or implies that certain dangerous conditions must necessarily be repaired before sale.

Electrical, structural, or other dangerous conditions may create significant safety, code, insurance, or financing issues.

However, the precise legal obligation depends on the property’s location, condition, occupancy, local orders, and transaction terms.

The site should not convert general safety recommendations into universal statewide repair mandates.

28. Website Insurance Advice

The Website contains broad insurance guidance such as instructions not to begin cleanup before receiving insurer approval.

Insurance requirements depend on:

• The policy;
• The insurer;
• Emergency circumstances;
• Mitigation duties;
• Fire-department requirements; and
• Applicable law.

Property owners should follow their actual insurance policy and obtain advice from qualified insurance professionals.

29. Unsupported Website Statistics

The Website presently contains precise claims including:

• Percentage reductions in value caused by fire;
• Insurance-claim delay percentages;
• Repair-cost ranges;
• Repair ROI statements;
• Closing-time statistics;
• Traditional-sale timing;
• Inquiry percentages; and
• Other performance claims.

These Terms do not guarantee or adopt those figures.

Any precise market, insurance, cost, or performance statistic should be independently substantiated before continued publication.

30. Inspections and Due Diligence

The Website may advertise:

• No formal inspection;
• No repairs;
• No appraisal contingency;
• No financing contingency; or
• Similar streamlined structures.

Those statements describe possible transaction terms.

They do not:

• Eliminate applicable disclosure duties;
• Prevent due diligence permitted by contract;
• Authorize concealment;
• Eliminate governmental inspection requirements; or
• Override executed transaction documents.

31. Fast-Closing Claims

The Website may advertise:

• An offer in approximately 24 hours;
• Closing in approximately 7 to 14 days;
• Flexible closing;
• No repairs;
• No seller fees;
• No agent commission;
• Buyer-paid closing costs; or
• Similar benefits.

These are potential transaction structures, not guarantees.

Actual timing and terms depend on:

• Title;
• Liens;
• Mortgages;
• Taxes;
• Property condition;
• Disclosures;
• Wholesaler requirements;
• Buyer funding;
• Due diligence;
• Probate;
• Foreclosure; and
• Closing-provider requirements.

32. Closing Costs and Fees

Where a buyer agrees to:

• Pay closing costs;
• Charge no seller fee;
• Purchase without a listing commission; or
• Pay specified title or transaction expenses,

the signed transaction documents and closing statement control.

33. Oklahoma Wholesaler Definition

Oklahoma law now specifically defines a residential real estate wholesaler.

The definition generally reaches an individual or entity engaging in the business of securing, negotiating, or facilitating the sale of residential real estate for the primary purpose of transferring, assigning, or selling an equitable interest for profit.

It includes specified persons who:

• Enter a purchase contract intending to assign or sell contractual rights before taking possession or legal ownership; and
• Engage in qualifying double-closing transactions without an intent to reside in or materially improve the property.

34. Wholesaler Disclosure Before Contract

Where the Oklahoma wholesaler statute applies, a wholesaler must disclose in writing before execution of any contract or written agreement the wholesaler’s intent to assign or sell the equitable interest in the residential real estate for a higher price than the amount offered to the homeowner.

35. Legal-Advice Disclosure

A covered wholesale contract must prominently inform the homeowner that the homeowner should seek legal advice before signing a contract concerning the home.

36. Two-Business-Day Homeowner Cancellation Right

A homeowner entering a covered Oklahoma wholesale transaction generally has the right to cancel the contract without penalty within two business days after execution.

Nothing in these Website Terms shortens that statutory right.

37. Required Notice of Cancellation Form

The Oklahoma Real Estate Commission maintains a cancellation form for covered wholesale contracts.

Where required, the wholesaler must provide the homeowner with the applicable cancellation form at no cost.

38. Contract Information Requirements

A covered wholesale contract must contain information required by Oklahoma law, including specified information concerning:

• The wholesaler;
• Contact information;
• The property;
• The consideration offered; and
• Statutory consumer notices.

The actual statutory form requirements and current Commission guidance should be followed for each transaction.

39. No Acting as Homeowner’s Adviser

A covered Oklahoma wholesaler may not:

• Act as the homeowner’s adviser or consultant; or
• Otherwise represent that the wholesaler acts on behalf of the homeowner.

The wholesaler is pursuing its own transaction interest.

This distinction should be clear in conversations and marketing.

40. No False License or Certification Claims

A wholesaler may not represent that the wholesaler:

• Holds a professional certification;
• Holds a license; or
• Is a member of a licensed profession

unless that statement is accurate.

41. No Clouding Title

A covered wholesaler may not place a lien or encumbrance on, or otherwise improperly cloud title to, the homeowner’s property in violation of the Oklahoma statute.

42. Earnest Money

Where Oklahoma’s wholesale statute applies, required earnest money or security deposits must be administered consistently with the statutory escrow requirement.

Applicable deposits generally must be kept in a qualifying Oklahoma escrow account with a federally insured financial institution.

43. Consequences of Missing Wholesale Disclosures

Failure to include required wholesale disclosures can render the contract invalid and unenforceable by the wholesaler.

The homeowner may also be entitled to applicable earnest money and may terminate the contract as permitted by the statute.

44. Publicly Marketing an Equitable Interest Requires an Active Real Estate License

Oklahoma separately provides that publicly marketing for sale an equitable interest in a purchase contract between a property owner and a prospective purchaser constitutes activity requiring an active real estate license.

“Publicly market” broadly includes advertising or marketing conducted in a public or open manner or place.

Examples can include appropriate:

• Public websites;
• Open Internet advertising;
• Public social-media posts;
• Public investment groups;
• Public listing channels; or
• Other open marketing.

45. Private Wholesale Transactions and Licensing

The Oklahoma Real Estate Commission currently distinguishes privately marketed wholesale transactions from publicly marketed equitable interests for purposes of whether the Commission can treat the activity as licensed real estate activity.

Accordingly:

• Publicly marketing the equitable interest requires an active real estate license;
• A privately marketed transaction may fall outside that particular licensing trigger; but
• The separate statutory wholesale disclosure, cancellation, anti-clouding, and contract requirements may still apply to a person who meets the statutory definition of wholesaler.

46. Owner Exemption Does Not Excuse Public Equitable-Interest Marketing

Although Oklahoma maintains exemptions allowing owners to buy, sell, manage, and invest in property they own, those exemptions do not authorize an unlicensed person to publicly market an equitable purchase-contract interest where the licensing statute expressly prohibits that activity.

47. Contractual Interest Is Not Legal Title

Holding:

• A purchase agreement;
• An assignment right;
• An option; or
• An equitable interest

is different from holding legal title.

A contract holder should not falsely represent that:

• It owns the property;
• It is the deed owner;
• Title has transferred;
• It has authority beyond the contract; or
• It is selling legal title when it is selling only contractual rights.

48. Lead Referrals and Brokerage

Oklahoma’s ordinary broker definition is broad and includes compensated activity involving:

• Selling;
• Purchasing;
• Negotiating;
• Soliciting prospective purchasers or sellers;
• Advertising; and
• Other specified real estate activity.

Because the Website expressly connects homeowners to local buyers, any compensation paid for buyer/seller introductions should be structured with real estate licensing requirements in mind.

49. Foreclosure and Financial Distress

The Website markets to owners who may be:

• Behind on mortgage payments;
• Facing foreclosure;
• Experiencing financial distress; or
• Seeking a rapid sale.

We are not your:

• Mortgage lender;
• Mortgage servicer;
• Attorney;
• Financial adviser;
• Credit counselor;
• HUD housing counselor;
• Mortgage broker;
• Loan-modification provider;
• Debt-settlement provider; or
• Foreclosure consultant

unless separately established through a legally compliant relationship.

50. Ordinary Purchase Versus Mortgage-Relief Services

A bona fide property purchase is different from offering, for compensation, to:

• Modify mortgage terms;
• Negotiate a residential mortgage loan;
• Refinance a loan;
• Obtain forbearance;
• Negotiate with the lender on the homeowner’s behalf;
• Settle mortgage debt; or
• Provide foreclosure-rescue services.

Those activities may trigger separate Oklahoma and federal licensing or consumer-protection requirements.

51. Oklahoma Mortgage Licensing

Oklahoma regulates mortgage brokers, lenders, and mortgage loan originators.

A mortgage broker or originator can include a person who, for compensation or expected gain:

• Takes a residential mortgage-loan application; or
• Offers, negotiates, or modifies the terms of a residential mortgage loan.

Purchasing a house for cash does not itself authorize those regulated mortgage activities.

52. Federal Mortgage Assistance Relief Services Rules

Where services constitute mortgage-assistance-relief services under federal law, separate requirements may apply, including restrictions concerning:

• Advance fees;
• Advertising;
• Required disclosures;
• Lender communications; and
• Consumer acceptance.

53. No Foreclosure-Relief Guarantees

Unless separately authorized and legally qualified, we do not represent that:

• We act for your lender;
• We act for your mortgage servicer;
• We act for the State of Oklahoma or federal government;
• We guarantee foreclosure will stop;
• We guarantee a loan modification;
• We will modify your mortgage;
• We will negotiate your mortgage for you;
• You should stop communicating with your lender;
• You should stop making required payments; or
• Selling through us is your only available option.

54. Foreclosure Deadlines

Requesting a cash offer does not:

• Stop foreclosure;
• Extend a court deadline;
• Extend a cure period;
• Prevent a foreclosure sale;
• Modify a mortgage; or
• Create a forbearance agreement.

Owners facing foreclosure should independently determine their actual deadlines.

55. Probate, Estate, and Inherited Property

Submitting inherited or estate property does not establish legal authority to sell.

A transaction may require:

• Personal-representative authority;
• Executor or administrator authority;
• Trustee authority;
• Court documentation;
• Participation of heirs;
• Appropriate deeds; or
• Other evidence of authority.

56. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an active insurance claim.

We do not act as your:

• Insurer;
• Insurance producer;
• Public adjuster;
• Insurance attorney; or
• Insurance adviser

unless separately established.

You are responsible for understanding:

• Coverage;
• Proof-of-loss requirements;
• Deadlines;
• Repair obligations;
• Mortgagee rights;
• Insurance proceeds;
• Recoverable depreciation;
• Assignment restrictions; and
• Policy conditions.

If property is sold during an open claim, the purchase agreement should address rights to pending proceeds.

57. Fire Documentation

Fire reports, insurance files, invoices, permits, photographs, inspection reports, and engineering reports may be useful in evaluating a property.

They do not automatically constitute a universally required statutory delivery package.

58. Building Codes and Unsafe Structures

Fire-damaged property may be subject to:

• Building codes;
• Unsafe-building determinations;
• Condemnation;
• Repair permits;
• Electrical permits;
• Demolition requirements;
• Fire codes;
• Utility restrictions;
• Environmental requirements; or
• Local ordinances.

Requirements vary by city and county.

An as-is transaction does not waive governmental requirements.

59. Telephone Communications

By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:

• Your property;
• Scheduling;
• Property research;
• Offers;
• Buyer matching;
• Follow-up; and
• Potential transactions.

Additional consent will be obtained where required for regulated automated or marketing communications.

60. Recording of Communications

Oklahoma generally permits recording where:

• The recorder is a party; or
• One party has given consent,

provided the recording is not made for a criminal or tortious purpose.

We or our providers may record communications for legitimate purposes including:

• Quality assurance;
• Training;
• Documentation;
• Compliance;
• Fraud prevention; and
• Security.

Where another participant is located in a jurisdiction with stricter requirements, the stricter applicable rule will be followed.

61. Text Messages

If you provide a mobile number and applicable consent, we may communicate by text concerning:

• Your inquiry;
• Scheduling;
• Offers;
• Buyer matching;
• Follow-up; and
• Potential transactions.

Where required, additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing is not a condition of receiving an offer or selling property where prohibited.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

62. Email Communications

By providing an email address, you authorize communications concerning:

• Your property;
• Offers;
• Scheduling;
• Prospective purchasers;
• Follow-up;
• Services; and
• Potential transactions.

Applicable promotional emails will provide an unsubscribe mechanism.

63. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically.

64. Privacy

Our handling of personal information is described in our Privacy Policy.

65. Independent Decision-Making

Selling real estate can have substantial:

• Legal;
• Tax;
• Financial;
• Insurance; and
• Personal consequences.

You may wish to consult:

• An Oklahoma attorney;
• A licensed Oklahoma real estate professional;
• A tax adviser;
• An accountant;
• An insurance professional;
• A contractor;
• An engineer;
• An appraiser;
• A HUD-approved housing counselor; or
• Another qualified professional.

66. No Professional Advice

Website content is general information and does not constitute individualized:

• Legal;
• Tax;
• Financial;
• Accounting;
• Insurance;
• Construction;
• Engineering;
• Appraisal;
• Mortgage; or
• Foreclosure advice.

67. No Automatic Brokerage, Agency, or Fiduciary Relationship

Using the Website does not itself create:

• Brokerage;
• Seller representation;
• Buyer representation;
• Agency;
• A fiduciary relationship;
• Partnership;
• Joint venture; or
• Employment.

Where a licensed real estate professional participates, applicable brokerage agreements and statutory duties control.

A wholesaler should not represent that it acts as the homeowner’s adviser where Oklahoma law prohibits that representation.

68. Acceptable Use

You may not:

• Use the Website unlawfully;
• Submit fraudulent leads;
• Knowingly provide materially false information;
• Impersonate another person;
• Submit property information without authority;
• Attempt unauthorized system access;
• Introduce malicious code;
• Circumvent security;
• Abuse Website forms; or
• Violate another person’s rights.

69. Intellectual Property

Unless otherwise stated, the Website and its original:

• Text;
• Branding;
• Graphics;
• Images;
• Designs;
• Layout; and
• Software

are owned by or licensed to Oklahoma Fire House Buyer.

You may not commercially reproduce protected materials without authorization.

70. Third-Party Services

We are not responsible for independent third-party:

• Websites;
• Content;
• Privacy practices;
• Security;
• Products;
• Services;
• Offers; or
• Conduct.

71. Website Availability

We may modify, restrict, suspend, or discontinue Website features.

Continuous or error-free access is not guaranteed.

72. No Guarantee of Transaction

We do not guarantee:

• An offer;
• Fair-market-value pricing;
• A particular purchase price;
• A particular closing date;
• Successful assignment;
• Availability of another buyer;
• Completion of a transaction; or
• A particular financial outcome.

73. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

• MERCHANTABILITY;
• FITNESS FOR A PARTICULAR PURPOSE;
• TITLE; AND
• NON-INFRINGEMENT.

Nothing in these Terms excludes legal protections that cannot lawfully be excluded.

74. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OKLAHOMA FIRE HOUSE BUYER AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under a separately executed:

• Purchase agreement;
• Wholesale agreement;
• Assignment agreement;
• Brokerage agreement;
• Mortgage-related agreement; or
• Other transaction-specific agreement

unless that agreement expressly provides otherwise.

75. Independent Third-Party Buyers

To the maximum extent permitted by law, we are not responsible for the independent:

• Offers;
• Representations;
• Valuations;
• Contracts;
• Financing;
• Privacy practices;
• Performance; or
• Conduct

of unaffiliated third-party purchasers.

Nothing in this provision eliminates liability that cannot lawfully be excluded.

76. Indemnification

To the extent permitted by law, you agree to indemnify Oklahoma Fire House Buyer from claims arising from:

• Your unlawful use of the Website;
• Your material breach of these Terms;
• Fraudulent information knowingly submitted by you;
• Information knowingly submitted without authority; or
• Your violation of another person’s rights.

77. Governing Law

These Terms are governed by the laws of the State of Oklahoma, except where applicable law requires otherwise.

78. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, wholesaling, and transaction-specific requirements, disputes arising solely from Website use may be brought in a court of competent jurisdiction in Oklahoma.

These Website Terms do not impose mandatory arbitration.

A separately executed transaction agreement may contain different enforceable dispute provisions.

79. Non-Waivable Oklahoma Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

• Oklahoma Residential Property Condition Disclosure Act;
• Oklahoma Real Estate License Code;
• Oklahoma wholesaler-protection law;
• Oklahoma Consumer Protection Act;
• Oklahoma privacy law when effective;
• Oklahoma Security Breach Notification Act;
• Oklahoma mortgage-licensing law;
• Oklahoma communications-interception law;
• Federal mortgage-assistance law;
• Federal disclosure law; or
• Other applicable law.

80. Transaction Agreements Control

These Website Terms do not replace:

• Purchase agreements;
• Wholesale disclosures;
• Wholesale cancellation forms;
• Assignment agreements;
• Brokerage agreements;
• Residential Property Condition Disclosure Statements;
• Disclaimer Statements;
• Title documents;
• Escrow documents;
• Closing documents;
• Insurance-related documents; or
• Other transaction-specific agreements.

A separately executed transaction agreement governs that transaction to the extent enforceable by law.

81. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to applicable law.

82. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

83. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

84. Assignment

You may not assign these Website Terms without our written consent.

We may assign these Website Terms in connection with:

• A merger;
• Acquisition;
• Financing;
• Reorganization;
• Affiliate restructuring; or
• Sale of assets,

subject to applicable law.

This provision does not determine whether a real estate purchase contract may be assigned.

Assignment of a purchase contract is governed by:

• The contract;
• Oklahoma contract law;
• Oklahoma’s wholesaler statute;
• Oklahoma real estate licensing law; and
• Other applicable law.

85. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy constitute the agreement governing Website use.

They do not supersede separately executed real estate transaction documents.

86. Contact Us

Questions concerning these Terms may be directed to:

Oklahoma Fire House Buyer
Oklahoma
United States

Website: oklahomafirehousebuyer.com